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Individual & Family Coverage

Everyone deserves affordable, comprehensive insurance coverage no matter their stage of life. Towne Benefits can help you whether you're seeking a subsidized individual health plan through the Marketplace, considering life insurance options to protect your loved ones, or planning for the future and exploring your Medicare and long-term care options.

After your initial healthcare review, we will find and compare quotes from every carrier available in your zip code. Our expertise and service will continue after your policy takes effect, whether you require assistance with an insurance claim or need to renew your coverage. 

Individual Insurance Options

If you don't have insurance coverage through an employer, there are still many affordable options available to you and your family. If you're interested in a medical, dental, or vision plan, or you're looking for something more short-term, we have the solution.

Our dedicated professionals can walk you through your plan options, check for premium tax credits, and enroll you in the best plan for your needs.  

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Family Coverage Bg
Do you qualify for Individual Insurance tax credits?
Federal Poverty Levels (FPL) are used to determine your eligibility for certain Individual insurance programs and benefits, including savings on health insurance, Medicaid, and CHIP coverage. You can easily determine your FPL based on just your household income and size.
Life Insurance for Individuals
No one wants to think about life insurance. But if someone depends on you financially, it’s a topic you can’t avoid. We have the answers to common questions about life insurance so that you can make informed decisions about protecting your loved ones financially.
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Turning 65 soon?

Whether you are approaching this milestone or simply need to make changes to your current health coverage, understanding Medicare and the enrollment process can be a challenge. Towne Benefits has knowledgeable Benefits Consultants dedicated to helping seniors and their families navigate the world of Medicare.